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Your home purchase is likely the biggest financial transaction you’ll make in your life. And unless you have the ability to pay for it outright, you’ll probably be committing to a lengthy loan term. My book {Insert Title} is full of insider knowledge about the mortgage-lending process and tips for getting the best rate possible on your home loan! Claim Your Copy Now Here: {Your Landing Page Link}

You can use this simple text caption for your post:

Your home purchase is likely the biggest financial transaction you’ll make in your life. And unless you have the ability to pay for it outright, you’ll probably be committing to a lengthy loan term. My book {Insert Title} is full of insider knowledge about the mortgage-lending process and tips for getting the best rate possible on your home loan! Click the link in the bio or send me a DM for a copy!

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As you enter the homeownership, your credit report will be pulled as you apply form pre-approval.

Credit reports compile a variety of information that lenders use to predict whether you will pay back the loan as agreed. 

This includes:

Payment History. Whether or not you pay your bills on time and in full. If you are delinquent on your bills, the creditor may report the delinquency to the credit bureaus, creating a black mark on your credit.

Derogatory Marks. Bankruptcies, evictions, foreclosures, judgments and things that happen in a court.

Credit Utilization. How much of your revolving credit (credit cards, lines of credit, etc.) are used. Maxing out your credit cards looks bad on this part of your report.

Age of Credit History. How long each of your accounts have been open. A long credit history means a lower-risk borrower, because the lender has more data from which to evaluate their financial behavior.

Number of Accounts. More accounts is seen as an indication of a reliable borrower — as long as the borrower has paid their bills on time.

Hard Inquiries. More hard inquiries, or “hard pulls,” are seen as a red flag, since the borrower may be on the verge of taking on more debt than they can handle.

Be sure to check out my guide, The Pre-Approval Guide For Home Buyers for more insight on the home loan process.

Click the link in the bio to get a copy now!

Hashtag Recommendations:

• City name realestateagent #miamirealestateagent
• City name homes
• #miamihomes
• #buyeragent
• #homesbuyertips
• #homebuyingtips

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As you enter the homeownership, your credit report will be pulled as you apply for pre-approval.

Check out my latest post where I breakdown how the report is compiled.

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Are you thinking about buying a home? Here’s my most commonly asked buyer financing question.

Q: Do I need to get pre-qualified before I look at homes?

A: Yes it’s important to get pre-qualified ahead of time as most sellers won’t want to show you their home unless they know that you can afford it. Don’t worry about your credit being affected though, a pre-qualification is a soft pull on your credit and should not affect it.

Want to learn more about financing your new home purchase? Then get a copy of my Pre-Approval Guide for Home Buyers, it’s available on the link in my bio.

Hashtag Recommendations

• City name realtor #miamirealtor
• City name realestateagent #miamirealestateagent
• City name homes #miamihomes
• #preapproval
• #preapprovedbuyers
• #buyersagent
• #homebuying
• #homebuyingtips
• #homebuying101

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Curious if you can afford that new home? 

Well wonder no more! 

I’ve put together a super handy guide for you that answers all your home financing questions

Check out the post on my account for more details

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In the market to purchase a new home?

When it comes to financing there are so many terms thrown around, it can make your head spin.

I’m sure you have heard things like Pre-Approval and Fixed-Rate Mortgage, but what exactly does that mean.

I’ve made things easy for you and put together a glossary full of common terms brought up during the home financing process.

Use the guide to educate yourself and reference when going through the loan process.

Click the link on my bio to get your free copy now.

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Do you know the difference between a fixed-rate or conventional mortgage?

What about an adjustable-rate mortgage?

Financing a new home is full of overwhelming jargon.

That’s why I’ve made things easy and put together a glossary full of common terms brought up during the home financing process.

Use this guide to educate yourself and be a reference when going through the loan process.

Click the link on my bio to get your free copy now.

Hashtag Recommendations:

• City name realtor #miamirealtor
• City name realestateagent #miamirealestateagent
• #preapproval
• #preapprovedbuyers
• #homefinancing
• #buyersagent

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Do you know the difference between a fixed-rate and conventional mortgage?

Getting a loan for your new home is full of unfamiliar terms, so I’ve put together a handy guide to help you navigate all of the jargon.

Click the link in the bio to claim your copy of my Mortgage Terms Glossary now.

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Hey, it’s [Insert Name], your [Insert City] Real Estate Agent here.

As markets and interest rates fluctuate, it’s important to understand the mortgage process and better yet, what some of the terms even mean.

Inside my Mortgage Terms Glossary, I share 75 of the most common terms and exactly what they mean to home buyers.

I’m a firm believer in preparation through education and this handy guide is designed to help you navigate the home buying process.

Click the link in my bio now to get a free copy!

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Have you ever felt completely lost when applying for a loan?

There are a ton of terms thrown around and it can be really overwhelming if you don’t know what they mean.

Buying a new home is stressful enough, so I provide all of my clients with a complete Mortgage Terms Glossary to help navigate the financing process.

Click the link in the bio to claim yours now!

Hashtag Recommendations:

• City name realtor #miamirealtor
• City name realestateagent #miamirealestateagent
• #preapproval
• #homemortgage
• #homefinancing
• #buyersagent

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Have you ever felt lost when applying for a loan

Or have no idea what something like Discount Points means?

Well, I know it can be overwhelming to go through the home financing process so I provide all of my clients with this Mortgage Terms Glossary.

Click the link in my bio to claim a copy now.

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The mortgage loan process can be intimidating. There are many moving parts, and you’re borrowing a large sum of money.

The best way to avoid mistakes or time-wasting holdups is to be prepared before you even apply.

The pre-approval process requires a lot of documentation and is something that you can easily prepare for.

Use this checklist to have everything ready to go:

• Your ID — driver’s license, passport, etc.
• Your two most recent pay stubs.
• Your last two completed tax returns.
• A personal financial statement — a statement of all your assets and liabilities, income and recurring expenses.
• All recent bank account and investment account statements.
• Title to any assets.

By having these documents on hand, you are setting yourself up for a smooth approval process.

You can see more of my tips for securing a home loan in my 3-Part Loan Approval Guide.

Click the link in the bio to claim your copy now.

Hashtag Recommendations:

• City name realtor #miamirealtor
• City name realestateagent #miamirealestateagent
• City name homes #miamihomes
• #homeloan
• #homefinancing
• #mortgageprocess
• #homebuying101

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The mortgage loan process can be intimidating.

There are a ton of moving parts, and you’re borrowing a large sum of money.

The best way to avoid mistakes or time-wasting holdups is to be prepared before you even apply.

Check out my latest post to see a full list of all the documents you’ll need to have in order to apply.

Or you can click on the link in my bio to get my complete guide to the loan process.